Terri Hatfield-Dull is Passionate About Helping You Find the Right Home Loan in Horizon West!

I have been in my current position for about 4  years and the mortgage industry for about 8 years in total. In just the last year, my team has funded over $56 million in mortgage transactions!

My team has achieved amazing success for our clients. I work hard to create growth through thoughtful relationships with realtors, financial advisors and other professionals, who also have a genuine passion for serving others.  I work hard to meet my own personal high standards through extensive continued training and believe that being knowledgeable gives me the ability to do what’s best for my clients in any situation. 

I have detailed product knowledge and experience in purchases as well as refinances. These loan types include Conventional, FHA, VA and USDA loans, as well as many non-conforming portfolio options.

Growing up, my Dad was a landlord. Managing multiple properties was a major part of his retirement plan. He would buy properties, rent them out and after 30 years, the houses would be paid off and he would still make an income through the rent. 

My dad’s work helped me learn early on that you can either pay the mortgage on a home for your own retirement and personal wealth, or you can pay the mortgage for a landlord’s retirement and personal wealth. It feels really good to help families purchase their own home and build a future for themselves instead of for someone else. When you really understand how much money is spent on rent in just 10 years- let alone 30- you see how important and life-changing property ownership can be. 

That is my why! 

This year has been challenging for so many people. Professionally, it’s difficult for me to see so many people furloughed or laid off and know that their goals have been delayed. 

Horizon West is home to countless people in the hospitality and entertainment industry because of our proximity to Disney World, so many of the people who are affected are right here in my community. It’s heartbreaking. 

 One of the many reasons I am passionate about my work is because I believe that investing ourselves can truly make a difference in the lives of others. 

Well, this is an easy one. I live here! I’ve been a resident of Village F in the Waterleigh community for 5 years. Before that, I’ve lived, worked and played in Horizon West for the last 10 years.

 I’m personally invested in this community, my neighbors and the small business owners who bring culture and vitality to our doorstep by providing us with the things we want and need.

I am one of 9 proud founding members of the Rotary Club of Horizon West and have been serving as President Elect since our launch in July 2019. I will begin my term as president in July of 2021.

I’m also a member of the Horizon West Professionals networking group that helps build and support small business success here in our community. I attend a local BNI networking group and am a member of the West Orange Chamber of Commerce.

Like many of my  neighbors here in Horizon West, I’m a transplant. I grew up in the Midwest. I am passionate about bringing those Midwestern values along with me here to my own community.